Cambridge Associates, Momentum Global Investment Management, Mercer, Capital Cranfield, Schroders, MFS Investment ManagementCambridge Associates – Alex Koriath has been hired by Cambridge Associates as head of the firm’s UK pension practice starting from this month. He was previously part of KPMG’s investment advisory team in London, where he held the roles of director and head of fiduciary management advisory services and manager research. Before that, Koriath was an investment consultant at Hewitt Associates. Momentum Global Investment Management – Richard Cooper has been hired by Momentum Global Investment Management and take up the newly created role of head of corporate solutions and consulting at the end of August. Cooper is leaving Mercer, where he is senior partner, after working at the consultancy for 20 years. Mercer – Jane Barker has been appointed as chair of Mercer’s UK board. She has been an executive board member at Mercer since 2010 and is the current chairman at sister company Marsh – another unit of Marsh & McLennan Companies. Barker is replacing Sir Peter Middleton, who will retire at the end of July. Barker is chief executive of Equitas Limited, having held the position for the last seven years. She had been the firm’s finance director since 1995. Capital Cranfield – Neil McPherson has been hired by independent pension trustee firm Capital Cranfield to become its managing director starting in August. Since 2010, he has been a senior adviser to Copthall Partners, and he is currently the council director for the Conference Board’s European Pension Council – a pan-European group of multinational corporate pension funds.Schroders – James Luke and Dravasp Jhabvala have been hired by Schroders, joining the firm’s commodities team. Luke, previously co-head of metals research at JP Morgan, will take on the role of commodity fund manager/metals analyst, and Jhabvala – who specialised in developing investment strategies for commodities at Palaedino Group – will be commodity quantitative analyst at Schroders. MFS Investment Management (MFS) – James Gavin is joining MFS Investment Management as head of wholesale for the UK, Ireland and Channel Islands. He is based in London and will report to Lina Medeiros, president of MFS International. Gavin was previously director of asset management with Commerzbank.
Helen Morrissey, pension specialist at Royal London, said: “If this disparity is not addressed, we risk a lost generation of people who missed out on final salary pensions but are simply not putting enough into their new-style pension.“Automatic enrolment was a great start, but this is simply the end of the beginning. Rather than government and industry pat itself on the back for a job well done, the drive to increase contributions to realistic levels needs to move forward in earnest.”Employers sponsoring final salary DB schemes contributed 19.2% of salary on average, with members paying 6.4%, the ONS’ data showed. DB schemes based on career average salary benefits recorded higher member contributions (7.9%) and lower employer payments (17.7%).Members of DC schemes paid 2.7% of salary on average, while employers contributed just 2.4%. Before auto-enrolment was introduced, average DC contributions totalled 11% of salary on average, according to consultancy firm Buck.Membership of open DB and DC schemes since 2018 (millions)Chart Maker‘Raise contributions to boost outcomes’Minimum contributions for auto-enrolment schemes rose to 8% (5% from the member, 3% from the employer) from 6 April this year. DC experts advocated further increases to at least 12% of salary, however.Michael Ambery, senior DC consultant at Hymans Robertson, said that, despite this latest increase, “many people will be massively under-saving for a comfortable retirement”.Planned changes to auto-enrolment rules – including reducing the minimum age and salary thresholds to bring more people into the system – would help, Ambery said, but more work was required.“At 12% [of salary] we would begin to see a contribution that will have a meaningful impact for employees’ retirement savings,” he said. “At that level we can see far greater certainty of them reaching a target income that they can live on in retirement.”Malcolm McLean, senior consultant at Barnett Waddingham, highlighted that some industry commentators had warned of contributions falling towards the legal minimum when auto-enrolment was first introduced.“This can probably be best addressed by an increase in the minimum contribution levels to say 12%, instead of 8%, at a relatively early stage in the future,” he said.Buck’s head of DC wealth Mark Pemberthy added: “While it is great that more people are saving for their future, most employees are still not saving enough to provide the standard of living they want or expect in retirement and this is storing up future problems for employees and employers alike.”He cited Buck research that found that 44% of employers were concerned about the long-term consequences if employees could not afford to retire. “However, they need to go further than the government’s minimum requirements if they want to help employees secure a comfortable retirement,” Pemberthy said. Auto-enrolment has increased the number of pension savers in the UK but most are paying too little into their pots, according to industry experts.Data from the Office for National Statistics (ONS) released today revealed that total UK pension scheme membership hit 45.6m in 2018, an increase of nearly 11% year on year.Those saving into private sector defined contribution (DC) schemes had an average annual contribution level of 5.1% of salary, incorporating both employer and employee payments, the ONS reported. Defined benefit (DB) scheme members received contributions totalling more than 25% on average.Weighted average contribution rates to private sector occupational schemesChart Maker
The property is on wide water. There’s plenty of room to swim here in the 10m indoor pool. 132 Port Jackson Blvd, Clear Island Waters.“It’s a large indoor pool and one that you could set up the gymnasium around it,” Lucy Cole, principal of her self-titled agency, said. “If you’re into sports and needed to be able to swim all year round you can enjoy this pool as it’s heated and indoors.”The sprawling five-bedroom three-storey residence at 132 Port Jackson Blvd, is on a 1000sq m block with spectacular views of Surfers Paradise, Broadbeach and the Hinterland.“It really is quite an incredible home which is north-facing on really nice wide sheltered water,” Ms Cole said. Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 2:12Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -2:12 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels540p540p360p360p270p270pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenCOVID-19: What will happen to house prices? 02:13There are dream homes, and then there are mansions built for all seasons, such as this extraordinary one with a 10m pool – on the inside.The 10m indoor pool can be used all year round and is a showpiece on the ground level of this spectacular Clear Island Waters house on the Gold Coast. Beachfront cottage fetches a pretty price Floor to ceiling windows allow plenty of light to filter in while also allowing the view to be fully appreciated.More from news02:37International architect Desmond Brooks selling luxury beach villa8 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag1 day agoThe pool area opens out to an undercover alfresco entertaining area that leads to a grassy spot for children and pets to play.The formal living area has a wet bar and seating while a log fireplace is the centrepiece of the formal living room. Landscaped gardens provide a sense of ambience throughout the property.The property is being marketing with an expressions of interest campaign closing June 1, 2020. MORE NEWS: Interior designer’s house snapped up in speedy sale Inside the residence at 132 Port Jackson Blvd, Clear Island Waters. Soak up the view. One of the bedrooms.
Reserve Kelvin Davis is also sidelined, so Argentine Paulo Gazzaniga looks set to step in for the visit of Aston Villa on Wednesday. “It is difficult to analyse how many weeks Artur will be out for,” Pochettino said at a press conference reported on the club’s official Twitter feed. French midfielder Morgan Schneiderlin will miss out because of a groin injury picked up on Sunday and Gaston Ramirez is also not yet match fit. Southampton will be looking for a response after successive away defeats to Arsenal and Chelsea, which has seen them drop out of the top four. Pochettino said: “We don’t have time to dwell on our two consecutive defeats because we are only thinking about tomorrow’s game. “We have lost on two very difficult grounds at Arsenal and Chelsea, so now we will try to impose our values and get the win over Aston Villa. “I am expecting a physical game. “Aston Villa are a strong side and very good on the counter-attack, especially away from home.” Southampton manager Mauricio Pochettino admits it is “difficult to analyse” how long his team must do without goalkeeper Artur Boruc because of a broken hand. Press Association The 33-year-old suffered the injury during the 3-1 Barclays Premier League defeat at Chelsea on Sunday. Given the hectic festive schedule, Boruc could miss some eight matches if he needed a six-week recovery time.
England manager Roy Hodgson handed five Tottenham players their major finals debut for the match, leaving Leicester City striker Jamie Vardy on the bench.England had to battle with the injury-depleted Russians to get ahead in the 77th minute however. England won a free kick on the edge of the area when Russian left-back Georgi Shchennikov impeded Spurs midfielder Dele Alli.After Harry Kane’s dummy run, Gary Cahill created a hole in the defensive wall and Dier stepped up to fire into the top corner of the net.It was England’s first free kick goal in a major tournament since David Beckham scored against Ecuador in 2006.But Russia refused to throw in the towel and when they broke clear on the left, Berezutski did well to rise above Danny Rose to leave Hart, and England stunned.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegram Russia captain Vasili Berezutski headed a last-gasp leveller against England yesterday to steal a 1-1 draw in a European Championship match in Marseille, France, marred by a third day of fan violence.England seemed to be heading for victory when midfielder Eric Dier fired in a 20 metre free kick past Russia’s veteran goalkeeper Igor Akinfeev. But three minutes from the final whistle in the Group B match, Joe Hart and his defence took their eye off the ball. Berezutski rose to meet a cross and sent a looping header into the net.England players walked off disconsolate while there was more violence in the Stade Velodrome as fans left, adding to the 31 injured in street battles in the Marseille port district earlier.“It’s very disappointing,” said Dier. “We gave away a draw. We just didn’t see it out the right way. We have to pick ourselves up and go again.”
USC was given a grade of B-minus in late October for its efforts at promoting and achieving environmental sustainability on campus, a slight improvement from the C-plus the university had previously received for three years in a row.Going green · Charlie Furman (left), a senior majoring in cinema-television critical studies, and Danielle Romero, a freshman majoring in business administration, make windmills for USC Beyond Coal, which is calling on USC to stop using coal-fueled power. – Daniel Wang | Daily Trojan The College Sustainability Report Card is an annual assessment by the Sustainability Endowments Institute, a non-profit organization founded in 2005 that attempts to further sustainability on college campuses, by commenting on their environmental efforts.USC officials acknowledged a lag in sustainability efforts at USC.“[The grading system] is a complicated set of things. USC has been doing better. We’ve been sort of behind the curve on sustainability issues, but we’re catching up,” said Mark Bernstein, managing director of USC’s Energy Institute.The report evaluates colleges and universities on their performance in nine aspects of sustainability policies and practices: administration, climate change and energy, food and recycling, green building, student involvement, transportation, endowment transparency, investment priorities and shareholder engagement.Bernstein said that USC is not performing as well as its competitors — Stanford University received an A-minus and UCLA received a B — but the university has been making strides to become more environmentally sustainable.“We haven’t been a leader [but] we’re not at the bottom. We’re kind of in the middle of the pack,” he said. “We’ve been doing a pretty good job overall.”The institute gave USC an A in four categories: administration, food and recycling, transportation, and investment priorities.According to the report card, 40 percent of USC students commute to campus via “environmentally preferable methods,” and the university spends more than 5 percent of its food budget on local products and purchases organic food items.The university received its lowest grade, an F, in shareholder engagement.According to the institute, the details of proxy voting — the process by which a university considers and votes on policies regarding climate change and other related issues — are handled by USC’s investment managers rather than a “shareholder responsibility committee,” which would involve students, faculty and alumni input.In climate change and energy, green building, and endowment transparency, the university received C grades.USC has reduced its greenhouse gas emissions by 5 percent since 2001. In addition, 14 percent of the electricity purchased for campus comes from renewable sources, according to the report card.This is in comparison with Stanford University, which received an A in climate change and energy, and aims to reduce its greenhouse gas emissions from 1990 levels by 20 percent before 2020.“We really need to push the envelope on reducing energy consumption. We need to do our own solar installations and take a serious look at water consumption,” Bernstein said.USC Beyond Coal — a group committed to reducing the university’s dependence on coal — has been active in promoting sustainability through its work with USC administration, said Carrell Hambrick, a senior majoring in fine arts who is involved in the group.Last year, the group lobbied then-President Steven B. Sample to write a letter to L.A. Department of Water and Power expressing USC’s support of the Mayor Antonio Villaraigosa commitment to ending the city’s dependence on coal by 2020.Hambrick said the university is in a good position to take action to improve its sustainability because of its resources.“We can be doing so much for sustainability,” she said. “The fact that we have a sustainability department is a really good sign, and [the fact that] we have 11 environmental groups on campus shows that this has been thought about a lot.”Despite these myriad opportunities, Hambrick said USC’s overall grade of B-minus was fitting because the university could be making better use of its own resources.“It’s a pretty fair assessment. At the end of the day, if we do want to advance our sustainability portfolio, the university has to be more diplomatic,” Hambrick said.Rosie Murphy, a freshman majoring in history also involved in USC Beyond Coal, expressed similar sentiments that the university has made progress but can continue to do more to be a leader.“USC has definitely done a lot of awesome things,” Murphy said. “The whole campus center is LEED certified, there is recycling everywhere on campus and Campus Cruiser, [which is] a really incredible initiative.”“USC is obviously the 23rd best school; we totally have … the minds, the educational opportunities, and being in L.A., the weather has extra capacity for solar energy,” she said. “It would be really incredible if the university could tap some of those resources.”
Facebook Twitter Google+ Published on September 28, 2010 at 12:00 pm Contact Michael: email@example.com | @Michael_Cohen13 Comments Jeremy Vuolo didn’t want to talk about it. Eight seconds passed before he answered the question of what he said to the referee, and even then he skirted around it. ‘It’s just (that) you have to be respectful. I’m just — no comment on it,’ he said. Syracuse midfielder Geoff Lytle had been taken down by an opposing player just outside the penalty area, and the Orange looked like it would have one more chance to win the game in regulation. But the officials didn’t issue a card to the Canisius defender, and the clock ran out to end regulation. Vuolo sprinted more than 60 yards from the Syracuse goal to the Canisius side of the field, letting the official know exactly how he felt about the decision to not stop the clock on the ensuing free kick. One of Syracuse’s most well-composed players had lost his cool. He was frustrated. He was fed up. And perhaps he was a little embarrassed with how his team had played.AdvertisementThis is placeholder text Vuolo and Syracuse (1-4-3) played Canisius (0-5-1) to a 1-1 double overtime tie Tuesday, in arguably the program’s most disappointing result since losing to Oneonta State in 2005. The winless Golden Griffins outplayed SU for nearly the entire game and made a statement to the Orange in its own stadium. Head coach Ian McIntyre and the players had come into the game expecting three points, but instead left the field with nothing but frustration. ‘At the end of the day, I think we were almost lucky to get away with a draw,’ SU midfielder Nick Roydhouse said. ‘I feel like they wanted it more than we did.’ That desire to win negated any advantage the Orange had over Canisius on paper. And there were plenty. The Golden Griffins came into Tuesday’s game having scored just one goal on the season. They allowed more than two goals per game to their opponents. Syracuse had won all eight matches the two teams had played against one another, outscoring Canisius 46-4. In 1984, SU even routed the Golden Griffins 16-1. After the game, Vuolo put the shocking result in perspective. ‘They’re not a quality side,’ he said. ‘They didn’t possess the ball with any quality. They didn’t deserve to keep it away from us. We kind of let them do that.’ And once again, the Orange let its opponent get on the board first. In the 25th minute, the Golden Griffins passed right around the SU defense for an impressive goal. Defender Aaron Ramos-Gonzalez made a long run out of the back and found a teammate open at the top of the box. Regan Steele then slotted it between two Syracuse defenders, and J.J. Hughes put it away. It was the fifth time this season the Orange has conceded a first-half goal and has been forced to play from behind early in the game. ‘You saw the Canisius guys before the match, and they were very excited,’ McIntyre said. ‘I think that, ultimately, the way we approached the game and the start of the game I was disappointed with.’ The Golden Griffins saw this game as a chance to send a message. Syracuse is the only team on Canisius’ schedule from a major conference. It would be a big win for the program if it could come away with a point against a Big East school. And that program is one whose pedigree is anything but pretty. Canisius men’s soccer has more than 2.5 times more losses than wins in its history. Ten times, it has won one or fewer games in a season. This tie will sting for Syracuse. ‘We targeted this as a must-win game,’ Roydhouse said. ‘Walking away from here with a draw, we haven’t gained a point, we’ve dropped two.’ Once again, the only offense for the Orange came from Roydhouse. He netted his team-leading fourth goal of the season on a 30-yard free kick eight minutes before halftime. That was all Syracuse could manage. True enough, it dominated the two overtime periods. But that’s just 20 minutes in a game that lasted 110. McIntyre still cannot get a complete performance out of his team, and eight games in, that should be a little discomforting. ‘The easy way for us right now is to point a finger at a referee (for letting the clock run out),’ he said. ‘What we can control is how we approach games and how we apply ourselves in the games.’ Vuolo acknowledged the team needs to make emotional adjustments. Instead of coming out flat and waiting for the other team’s goal to act as a wake-up call, he said the team needs ‘that little fire’ from the opening whistle. ‘We were disappointed in the effort that we were putting forth more than anything,’ Vuolo said. ‘I hate being outworked by any team.’ firstname.lastname@example.org
Facebook Twitter Google+ For a moment on Thursday, Ryan Nassib was the only player selected in the 2013 NFL Draft who had yet to sign a contract. Only for a moment, though, before the New York Giants announced that the former Syracuse quarterback had signed.The signing came just hours after former SU tackle Justin Pugh, the Giants’ first-round pick, signed his contract. Both are due to report to training camp Friday.Nassib, who was projected by many as a potential first rounder but slipped into the fourth round, took to his personal Twitter account to express his excitement about getting his deal done.O man, it’s official! Now the fun begins. #NYG— Ryan Nassib (@Ryan_Nassib) July 26, 2013AdvertisementThis is placeholder textPugh agreed to terms early in the day, his agency Octagon Sports announced on its Twitter account, before Pugh tweeted a photo of himself signing the contract in the evening.I have officially signed with The New York Football Giants. Couldn’t be happier! pic.twitter.com/lkkYivGy5o— Justin Pugh (@JustinPugh67) July 25, 2013The Giants later confirmed both signings. Comments Published on July 26, 2013 at 12:42 am Contact David: email@example.com | @DBWilson2
Tipperary football manager Liam Kearns has stuck with the same starting fifteen which lined out in the Munster Final for this evenings qualifier against Derry.He believes the experience of playing Kerry in the provincial decider ‘can only stand’ to his players.Peter Acheson will captain the side for this evenings match in Kingspan Breffni Park in Cavan which gets underway at 5 o’clock. Tipp FM’s build-up to live commentary on the match will get underway at 4.45 this evening – our coverage will be brought to you in association with McDonald’s at Junction 8 on the M8, Cashel.Also in qualifier action today are Clare and Roscommon who meet in Pearse Stadium, Galway at 3pm.
Last night both Munster and Ulster opened their Pro 14 campaigns with bonus-point victories.Ulster inflicted a 42-19 loss on South African new boys the Cheetahs.While Munster were 34-3 winners over Italian side Treviso After a trophy-less 2017 season, Leinster open their Guinness PRO-14 campaign against a familiar face this afternoon.The Blues go up against a Dragons team coached by former Leinster hooker Bernard Jackman at Rodney Parade at 3pm.Ex-Leinster player Zane Kirchner has been picked to start at full-back for the Welsh side.Current Leinster captain Isa Nacewa says they’ve been doing some soul searching after the disappointment of last seasonMeanwhile, Connacht begin life under new head-coach Kieran Keane by hosting Glasgow at the Sportsground.Number-eight John Muldoon captains the westerners as he goes into a 15th season with his home province.There’s also a start for summer signing Jarrad Butler in the back-row.Kick off is at twenty-five-to-eight.