Community Lenders Request Portion of GSE Profits from Treasury to Create ‘Cash Window’

first_img April 10, 2015 965 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Community Home Lenders Association Department of Treasury FHFA GSE Profits Jack Lew Community Lenders Request Portion of GSE Profits from Treasury to Create ‘Cash Window’ The Community Home Lenders Association (CHLA) has written a letter to U.S. Department of Treasury Secretary Jack Lew requesting that a portion of Fannie Mae and Freddie Mac profits be set aside for later use by small-and mid-sized lenders.CHLA asked for the funds contributed by the GSEs under the FHFA/Treasury Preferred Stock Purchase Agreement to be placed in a Capitalization Reserve Account, “for later use as needed for capitalization of a cash window for smaller mortgage lenders under housing finance reform.”The step of setting aside a portion of GSE profits for capitalization of a cash window would achieve the goal of reducing taxpayer risk through risk sharing while preserving full small lender access, according to the letter. CHLA first addressed the subject last year in a letter to FHFA last July.The letter CHLA wrote to Lew, dated April 9, cited bipartisan legislation approved by the Senate Banking Committee (S. 1217). Section 315 of the bill authorized the creation of a Small Lender Mutual in order to meet the cash window needs of small- and medium-sized loan originators.”Debate on Congressional reform of the Enterprises established that there are a significant number of mortgage lenders that believe that it is critical under any housing reform to have a fully capitalized cash window, capable of fully meeting all the market needs of ALL small and mid-sized lenders on fully competitive rates and terms. These lenders have a legitimate question in asking where the funds to capitalize a cash window will come from – if not from Enterprise profits that are otherwise now just going to Treasury.”GSE profits have been the subject of several lawsuits by investors in the last two years. All GSE profits since 2012 have been swept into Treasury, a practice investors say is unconstitutional and leaves shareholders shortchanged. Fannie Mae and Freddie Mac required a combined $188 billion bailout in 2008, after which they were taken into conservatorship by FHFA.The subject of the FHFA’s conservatorship of Fannie Mae and Freddie Mac remains a hot one and a much debated one in the housing industry. One of the reasons for concerns among stakeholders is that GSE profits fell from a combined $135 billion in 2013 down to $22 billion in 2014, and Fannie Mae and Freddie Mac cannot legally accumulate a financial cushion to absorb future losses – they must pay a dividend to Treasury each quarter equal to the excess of their net worth over an applicable capital reserve amount. That capital buffer is currently $1.8 billion and is required to be reduced by $600 million per year until it reaches zero by 2018. Should the GSEs’ losses exceed their capital buffer, they would require another draw on Treasury.”Regardless of the ultimate resolution, we grow increasingly concerned that one of the most obvious sources of capitalization for such a Cash Window – payments under the PSPA – continue without any action to set aside a portion of these payments in reserve for this purpose,” CHLA wrote in the letter to Lew. “To date, the Enterprises have repaid the Treasury advance plus tens of billions of dollars more – but none of those funds will be available in the future for this critical purpose, without a change like the one we recommend.”A copy of the letter was also sent to FHFA Director Mel Watt. The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Nomura, FHFA Present Closing Arguments in MBS Trial Next: Lambert Announces Departure from Treasury’s Making Home Affordable Program Home / Daily Dose / Community Lenders Request Portion of GSE Profits from Treasury to Create ‘Cash Window’ About Author: Brian Honeacenter_img Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, Government, News Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles The Best Markets For Residential Property Investors 2 days ago Community Home Lenders Association Department of Treasury FHFA GSE Profits Jack Lew 2015-04-10 Brian Honea Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Demand Propels Home Prices Upward 2 days ago Share Save Subscribelast_img read more

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Citigroup Starts to Show Distressed Consumers the Money

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Citigroup Consumer relief Settlements 2016-02-01 Brian Honea Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Brian Honea Previous: Economic Uncertainty Is Not Dampening Housing for 2016, So Far Next: Freddie Mac Further Expands Credit Risk Sharing Initiatives February 1, 2016 1,371 Views Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Tagged with: Citigroup Consumer relief Settlements Citigroup was credited with more than half a billion dollars in consumer relief toward fulfilling its obligation of $2.5 billion under the terms of a July 2014 settlement July 2014 settlement with the U.S. Department of Justice and five states for selling toxic residential mortgage-backed securities to investors before the financial crisis, according a report from an independent monitor.Settlement monitor Thomas Perrelli, a former associate U.S. attorney general and now a partner with Washington, D.C.-based law firm Jenner & Block, credited Citi with $512,456,710 in consumer relief for the period covering April 1, 2015, through June 30, 2015. The amount provided during Q2 2015 raised the cumulative total of consumer relief credited to Citi to $689,132,468, still less than a third of the settlement’s requirement of $2.5 billion. The bank has until 2018 to pay the remaining $1.8 billion. The report was Perrelli’s fourth since the settlement was reached and the first since September 2015.According to the monitor, Citi was credited with $512.4 million in consumer relief during Q2 2015 in three different categories or menu items: First lien principal forgiveness ($3.95 million covering 70 transactions); rate reductions/refinancing ($78.5 million covering 2,002 transactions); and principal forgiveness where foreclosure is not pursued ($430 million covering 10,260 transactions). Citi requested credit for relief for 91 loans to affordable rental housing projects with a purported valuation in excess of $500 million; the monitor is currently working with Citi to validate the credit that the bank has submitted for the 91 loans.Citigroup settled with the DOJ and five states (California, New York, Illinois, Massachusetts, and Delaware) for a total of $7 billion in July 2014 amid claims that the bank misled investors as to the quality of mortgage-backed securities it sold. The portion of the penalty that went to the DOJ was $4.5 billion, which was the largest civil penalty to date under the Financial Institutions Reform, Recovery and Enforcement Act (FIRREA). Citigroup agreed to pay $2.5 billion in consumer relief as part of the settlement.Click here to see a complete copy of the settlement monitor’s January 2016 report. In the September 2015 report, the monitor credited the bank with $162.7 million in consumer relief for the period covering November 22, 2014, through March 31, 2015. Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Citigroup Starts to Show Distressed Consumers the Money Home / Daily Dose / Citigroup Starts to Show Distressed Consumers the Money  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Government, News Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Related Articles Subscribelast_img read more

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Title Touches Everything: Streamlining Communications in Default Servicing

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Homes are a Better Investment than Retirement Savings Next: Looking for a Universal Solution Subscribe February 2, 2018 2,155 Views Title Touches Everything: Streamlining Communications in Default Servicing Demand Propels Home Prices Upward 2 days ago Share Save Title insurance and title-related products are an integral, and often expensive, part of the mortgage default process. Every aspect of default servicing touches title, from loss mitigation to REO disposition. Although many servicers have designed their internal functions, groups, and departments to optimize loan management, their workflow design can have the unintended consequence of creating silos. As a title provider, it has been our observation that many of these default servicing silos don’t always communicate effectively with each other when it comes to title issues, causing redundancy and adding to cost.This lack of internal communication about title appears to be counterintuitive. After the 2008 mortgage crisis, scores of regulatory changes and internal best-practices reviews were installed. Today, servicers are better-than-ever equipped to handle cross communications within default servicing due to single-point-of-contact assignments, LOS and servicing technology enhancements, and just plain old interdivision management oversight. Title is the one constant that potentially touches each department that has not been addressed and streamlined overall. Various title products ordered during the default servicing process may include the Deed Report, also known as Legal and Vesting (L&V); Property Report, often referred to as Ownership & Encumbrance (O&E); American Land Title Association (ALTA) Residential Junior Loan Policy; and the Full ALTA Title Policy.One department may order a similar type of title product that another department has already ordered, just because “that is the way it’s been done for a long time.” Simple title search work ordered for the foreclosure department could assist the bankruptcy or workout areas using the initial product ordered from one or many of the departments involved.Prior to the crisis, there was a movement to unify and/or reuse mortgage title-related products in aspects of the foreclosure and REO departments. The term used for the unification of these products was called “Cradle-to-Grave.” The concept was simple: a title commitment would be ordered at the initiation of foreclosure, supplanting the simple title update. During the long foreclosure process, the title commitment would be used to cure any and all defects prior to the foreclosure sale. At foreclosure sale, a simple and inexpensive date-down would be ordered to ensure lien priority prior to REO. If the loan moved into REO for handling post-foreclosure sale, then the foreclosure commitment could be converted to an insurable product, an Owner’s Title Policy (OTP). The marketable OTP could be procured very quickly and cheaply using the same title provider and product used throughout foreclosure.Although the concept was rudimentary and evolving prior to 2008, Cradle-to-Grave was adopted by many servicers, particularly special servicers who specialized in default servicing as they focused on reducing investor costs (severity) while looking for speed of execution (recency). Following 2008, however, the default servicing industry (and the entire mortgage servicing industry) had too much on its plate as delinquencies spiked across the country. Cradle-to-Grave and title unification took a back seat to HAMP I and II, HAFA, HARP, SPOC, consent orders, new CFPB regulations, national servicing standards, etc. The industry was in complete dislocation, with all hands on deck, grappling with a very new set of complex and sometimes conflicting servicing standards. Buzzwords like velocity, recency, and expense control were a thing of the past in the default world following the meltdown. The ship needed to get righted as focus turned toward much more pressing and immediate matters.Fast forward 10 years and mortgage servicing has found its footing. The time is right to look for title unification efficiencies within default servicing and to manage expenses throughout an expensive process. This unification of title products is low-hanging fruit. We now have better communication than ever within default servicing. The systems and personnel all “talk” to one another. Processes are no longer opaque. With a keen eye for efficiencies and cost savings, it is time to reexamine at how title products can be used throughout all default workflows, not just between the foreclosure and REO. Default title unification can be put into practice by using an experienced title provider who can help navigate across default-department boundaries by using and re-using similar title products throughout the life-of-loan within default servicing. Home / Daily Dose / Title Touches Everything: Streamlining Communications in Default Servicing  Print This Post The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days agocenter_img Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Tagged with: cradle-to-grave Default Servicing Foreclosure Title Insurance title unification Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Foreclosure, Headlines, Journal, News Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago cradle-to-grave Default Servicing Foreclosure Title Insurance title unification 2018-02-02 David Wharton Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days agolast_img read more

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Remodeling Activity Soars, Breaks Records

first_img A strong economy, coupled with a housing market characterized by increasing home prices and insufficient inventory stock in many metros, is helping drive big-ticket remodeling activity, according to a new report from Metrostudy. The quarterly Residential Remodeling Index (RRI) recently released its data covering Q1 2018, showing a 5.2 percent year-over-year increase. Metrostudy also reports that residential activity of this sort is growing at its fastest pace in four years.As reported by Metrostudy’s sister company, Remodeling Magazine, the RRI “is based on a statistical model that takes into account such data as household level remodeling permits, employment statistics, and a market’s economic health. It then uses that model to predict the number and dollar volume of home improvement and replacement projects worth at least $1,000.”During Q1, the RRI hit a reading of 112.9, the highest reading thus far recorded. The rating of 112.9 means that “economic conditions known to influence remodeling activity” were 12.9 percent more positive than during the previous peak in 2007, prior to the Great Recession. The RRI has been steadily rising for 24 consecutive quarters, and Q1’s rating was up 1.4 percent over the period three months prior.Metrostudy forecasts that the number of projects worth $1,000 or more nationwide will rise 5 percent in 2018, hitting a tally of 12.55 million. Metrostudy estimates the value of those projects to hit $194.2 billion for the year. Metrostudy anticipates RRI growth of another 2.7 percent in 2019.Metrostudy Chief Economist Mark Boud said, “Remodeling activity is being driven by solid gains in employment and rising home values, factors that are giving homeowners the confidence to invest in their homes. Americans are not only undertaking a greater number of remodeling projects, but larger and more expensive ones. And as a reflection of the long, slow economic expansion that we have been in, many more Americans are just now initiating replacement-type projects that had been deferred during the recovery from the Great Recession. We expect another strong year for the remodeling industry in 2018, and are waiting to see what effect recent tax cuts have on the economy. Early surveys suggest some Americans are increasing their remodeling budgets due to their taxes being lowered.”To read more about the projects homeowners are undertaking, and how they affect resale value, click here.  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] Related Articles Previous: HUD Celebrates National Homeownership Month Next: Hyland Announces New Digital Tool for Financial Institutions Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: remodeling Remodeling Market Index May 31, 2018 2,152 Views Demand Propels Home Prices Upward 2 days agocenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / Remodeling Activity Soars, Breaks Records The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Journal, Market Studies, News Subscribe About Author: David Wharton Remodeling Activity Soars, Breaks Records Demand Propels Home Prices Upward 2 days ago remodeling Remodeling Market Index 2018-05-31 David Wharton Share Save The Week Ahead: Nearing the Forbearance Exit 2 days agolast_img read more

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The Intersection of Mortgage and Fintech

first_img Tagged with: FinTech Technology Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago DS News recently spoke with Jennifer McGuinness, Co-Founder and Managing Partner of Strategic Venture Partners, during the Five Star Conference & Expo. McGuinness discussed the future of fintech and both the challenges and opportunities it presents for the mortgage industry moving forward.“The technology solutions that are going to bring the best benefit to the businesses are going to be those that manufacture things more efficiently, cut timelines, and risk-insulate process flows to optimize outcomes. At the end of the day, it’ll actually save the companies a vast array of money and compliance issues.”McGuinness added that the more the industry digitizes the mortgage experience, the more fraud insulation there will be. She suggested that these changes will bring better underwriter outcomes and shorter timelines for lenders, which will in turn bring more closed loans and more revenue—a benefit for both the borrower and investor.McGuinness served as the director of the Fintech Lab during the Five Star Conference and Expo this past September in Dallas, Texas. That event included insights from subject-matter experts representing both lender/servicers and fintech companies. Participating organizations included Strategic Venture Partners, Altisource, Auction.com, Compass, Flagstar Bank, and more.Editor’s note: You can also watch this video directly on YouTube by clicking here. We apologize for any technical difficulties. Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago FinTech Technology 2019-10-16 Mike Albanese Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / The Intersection of Mortgage and Fintech Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Previous: FHFA Director Mark Calabria Provides Update on Conservatorship Next: Natural Disaster Meets Digital Disruption Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days agocenter_img October 16, 2019 2,902 Views  Print This Post About Author: Mike Albanese Share Save Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. Subscribe Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Media, News, Technology Servicers Navigate the Post-Pandemic World 2 days ago The Intersection of Mortgage and Fintech Related Articleslast_img read more

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Freddie Mac Transfers $9.1B in Risk

first_imgHome / Daily Dose / Freddie Mac Transfers $9.1B in Risk The Best Markets For Residential Property Investors 2 days ago Freddie Mac Transfers $9.1B in Risk Share Save Freddie Mac has announced that its Credit Risk Transfer (CRT) program transferred $9.1 billion of credit risk on $231 billion of single-family mortgages from U.S. taxpayers to the private sector in 2019. In 2020, Freddie Mac anticipates issuing between $12 and $16 billion in CRT offerings.“2019 was an incredibly productive year for Single-Family CRT, as we brought 30 deals to market,” said Mike Reynolds, VP, Credit Risk Transfer. “2020 will be another ambitious year as we expect it to be our largest issuance calendar yet.”Through its offerings, Freddie Mac issued approximately $1.8 billion across seven STACR and ACIS transactions in the fourth quarter—five on-the-run deals (DNA and HQA) and two seasoned deals (FTR). STACR DNA4 was Freddie Mac’s first REMIC (Real Estate Mortgage Investment Conduit) transaction.As a result of STACR and ACIS on-the-run transactions this quarter, Freddie Mac transferred between 80% (high LTV HQA series) and 92% (low LTV DNA series) of the credit risk on the underlying reference pools, helping to reduce capital required under the Conservatorship Capital Framework.Since the first CRT transaction in 2013, Freddie Mac’s Single-Family CRT program has cumulatively transferred $53 billion in credit risk on $1.4 trillion in mortgages. In a series of papers authored by former Freddie Mac CEO and Harvard Joint Center for Housing Studies (JCHS) Senior Industry Fellow Don Layton, Layton explained the purpose and role of the CRT.“Today, over six years later, more than 70% of the credit risk on new single-family mortgages is transferred to private market investors,” said Layton. “Given that the two GSEs together have about $5 trillion of single-family mortgage credit exposure outstanding, this means very large amounts of risk are being transferred–something almost unimaginable when Freddie Mac introduced the first transaction as a somewhat experimental initiative in July 2013. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Seth Welborn Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily February 20, 2020 948 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days agocenter_img Credit Risk Transfer Freddie Mac 2020-02-20 Seth Welborn Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer.  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Southern States Lead Delinquency Drops Next: Regulators Push Community Reinvestment Act Comment Deadline Tagged with: Credit Risk Transfer Freddie Mac The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Government, Loss Mitigation, News Subscribelast_img read more

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Staying Safe From Cyber Attacks

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Cyber risks in financial institutions are evolving, and servicers must adapt to stay safe. A new whitepaper from Proctor Financial covers the top risks to cybersecurity, and how your business can protect itself.Some of the most common cyber risks today include malware,  ransomware,  phishing,  social engineering,  and denial of service.  Ransomware, Proctor notes, has been especially lucrative to cyber criminals recently.  It encrypts the information systems of a victim organization,  requiring a  ransom payment to restore the data.“Cyber criminals no longer have to steal your business’s data in hopes of selling it on the black market. They have a built-in buyer in the victim organization: you.”With many now working remotely, employees are now more vulnerable than ever. On March 13 the U.S. Department of Homeland Security, Cybersecurity and Infrastructure Security  Agency (CISA) issued an alert recommending a heightened state of cybersecurity as companies utilize remote work options. Items of consideration included VPNs, malicious phishing emails, and multi-factor authentication (MFA).Employees could benefit from additional cybersecurity awareness training related to increased cyber risks and access privileges could be limited to job roles requiring access to certain networks or information, Proctor notes. Depending on how tech-savvy newly remote employees are, they may benefit by changing the DNS server on their home router in terms of speed and security.In financial institutions, cyber Insurance can provide financial restitution in the event of a breach, and many cyber carriers also provide expert breach response services.“Unforeseen external risks such as increased remote workforce can test the cybersecurity of any organization. Cyber insurance can mitigate those risks through broad coverage, partnership in breach response, and evolving coverage to address new risks.” The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles Servicers Navigate the Post-Pandemic World 2 days ago Share Save cybercrime Proctor 2020-05-20 Seth Welborn Previous: FHFA Proposes New Capital Framework For GSEs Next: Helping Servicers Interact with Borrowers Demand Propels Home Prices Upward 2 days ago May 20, 2020 1,194 Views Demand Propels Home Prices Upward 2 days ago Staying Safe From Cyber Attackscenter_img The Best Markets For Residential Property Investors 2 days ago About Author: Seth Welborn Home / Daily Dose / Staying Safe From Cyber Attacks  Print This Post Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. in Daily Dose, Featured, News, Technology Tagged with: cybercrime Proctor Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Subscribelast_img read more

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Mc Hugh says increased CFP allocation will benefit Donegal

first_img Google+ Mc Hugh says increased CFP allocation will benefit Donegal LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton RELATED ARTICLESMORE FROM AUTHOR By News Highland – June 12, 2014 Twitter Minister McConalogue says he is working to improve fishing quota Calls for maternity restrictions to be lifted at LUH Pinterest News Twitter Facebookcenter_img Pinterest Google+ Facebook Previous articleDumb And Dumber To Official TrailerNext article18-year-old shot five times in Derry News Highland WhatsApp Guidelines for reopening of hospitality sector published WhatsApp Need for issues with Mica redress scheme to be addressed raised in Seanad also Joe McHughIreland is to receive €148 million from the EU under the Common Fisheries Policy over the next six years, with Donegal Deputy Joe Mc Hugh saying it represents a significant increase on previous allocations.He says it’s extremely positive news for the fisheries sector, which has struggled in recent years.Deputy Mc Hugh says it’s very important that the benefits of the allocation are felt on the islands and remote Donegal communities which have suffered as a result of the ban on drift net fishing and other EU regulations…………Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2014/06/jmchucfp.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Almost 10,000 appointments cancelled in Saolta Hospital Group this week last_img read more

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Former AssetCo staff in Lisfannon seek government help

first_img Google+ Twitter By News Highland – November 26, 2012 WhatsApp RELATED ARTICLESMORE FROM AUTHOR Dail to vote later on extending emergency Covid powers WhatsApp HSE warns of ‘widespread cancellations’ of appointments next week The Government has been again asked by the former employees of Assetco in Lisfannon to take up their cause and assist in them fighting for the redundancy they believe they are entitled too.29 people lost their jobs earlier this month when Premier Fireserve, formerly Assetco lost its contract with the London Fire Brigade.The workers have documentation which they believes proves that they are entitled to more than the 55 thousand euro the London Fire Brigade has offered to be shared between them.Former worker Oliver O’Donnell while they would welcome legal advice on the matter, they also want the government to make representations the London Fire Brigade on their behalf:[podcast]http://www.highlandradio.com/wp-content/uploads/2012/11/olyr830.mp3[/podcast] Pinterest Twitter Newscenter_img PSNI and Gardai urged to investigate Adams’ claims he sheltered on-the-run suspect in Donegal Pinterest Dail hears questions over design, funding and operation of Mica redress scheme Previous articleOireachtas members meet IDA to discuss lack of site visitsNext articleSearches in Omagh and Cumbria as part of Kerr murder investigation News Highland Man arrested in Derry on suspicion of drugs and criminal property offences released Former AssetCo staff in Lisfannon seek government help Facebook Facebook Google+ 70% of Cllrs nationwide threatened, harassed and intimidated over past 3 years – Report last_img read more

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Thomas Pringle calls for civil disobedience on household tax

first_img Man arrested in Derry on suspicion of drugs and criminal property offences released Facebook By News Highland – March 15, 2012 Nine TDs are reiterating their call on people to take part in what they’re calling an act of mass peaceful civil disobedience.The group is calling for a boycott of the household charge – which is due to be paid by the end of the month.Up to 90 per cent of households have yet to register to pay.One of the TD’s, Donegal Deputy Thomas Pringle says people are well aware that they may be fined for not paying – but are still willing to boycott the tax:[podcast]http://www.highlandradio.com/wp-content/uploads/2012/03/prinhouse.mp3[/podcast] WhatsApp Twitter Pinterest Pinterest HSE warns of ‘widespread cancellations’ of appointments next week Facebook RELATED ARTICLESMORE FROM AUTHOR Dail hears questions over design, funding and operation of Mica redress scheme center_img Dail to vote later on extending emergency Covid powers Google+ Newsx Adverts Twitter PSNI and Gardai urged to investigate Adams’ claims he sheltered on-the-run suspect in Donegal Google+ Previous articleMan appears in court charged with punishment style attack in StrabaneNext articleConcern for jobs as 17 Gweedore workers are put on 3 day week News Highland Thomas Pringle calls for civil disobedience on household tax WhatsApp Man arrested on suspicion of drugs and criminal property offences in Derrylast_img read more

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