15 Housings / MDR Architectes

first_img Housing Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/203653/15-housings-mdr-architectes Clipboard 2011 ArchDaily France Text description provided by the architects. Is a 15 houses project in a new neighborhood in Montpellier (France). The ground floor of each house is a massive concrete block. Opened on a private garden this itis the living part of the house. In the upper bloc are rooms and bathrooms. Theses volumes, lighter, are cladded with wood and itsorientation allowsopening these boxes with large windows. The greenery has been chosen to respect the Mediterranean climate, tocreate vegetal screens and natural shadow systems.Save this picture!Courtesy of mdr architectesRecommended ProductsEnclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreEnclosures / Double Skin FacadesFranken-SchotterFacade System –  LINEAEnclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsProject gallerySee allShow less’Frozen Trees’ Installation / Like ArchitectsArticles’The Lost Wall’ / YNL DesignArticlesProject locationAddress:Montpellier, FranceLocation to be used only as a reference. It could indicate city/country but not exact address. Share Save this picture!Courtesy of mdr architectes+ 12 Share CopyHousing•France 15 Housings / MDR ArchitectesSave this projectSave15 Housings / MDR Architectes Architects: MDR Architectes Year Completion year of this architecture project CopyAbout this officeMDR ArchitectesOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingHousingFrancePublished on February 01, 2012Cite: “15 Housings / MDR Architectes” 01 Feb 2012. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogSinkshansgroheBathroom Mixers – Metropol ClassicVinyl Walls3MVinyl Finish – DI-NOC™ StonePartitionsSkyfoldVertically Folding Operable Walls – Zenith® SeriesPanels / Prefabricated AssembliesProdemaProdEx Wood Facade in the Aspen Art MuseumSealantsSikaRenovation of Zeitz MuseumSinksBradley Corporation USAVerge Coordinated Soap Dispenser and Faucet SetsWoodLunawoodThermo Timber and Industrial ThermowoodAcousticFabriTRAK®FabriFELT™ for Walls and CeilingsGlassDip-TechDigital Ceramic Etch PrintingWindowspanoramah!®ah! Ultra MinimalistEngineered Wood FlooringAustralian Sustainable Hardwoods (ASH)Australian Oak Engineered FlooringLouvers / ShuttersConstruction SpecialtiesSunshades – Airfoil LuxMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/203653/15-housings-mdr-architectes Clipboard 15 Housings / MDR Architectes Year:  “COPY” “COPY”last_img read more

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Title Touches Everything: Streamlining Communications in Default Servicing

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Homes are a Better Investment than Retirement Savings Next: Looking for a Universal Solution Subscribe February 2, 2018 2,155 Views Title Touches Everything: Streamlining Communications in Default Servicing Demand Propels Home Prices Upward 2 days ago Share Save Title insurance and title-related products are an integral, and often expensive, part of the mortgage default process. Every aspect of default servicing touches title, from loss mitigation to REO disposition. Although many servicers have designed their internal functions, groups, and departments to optimize loan management, their workflow design can have the unintended consequence of creating silos. As a title provider, it has been our observation that many of these default servicing silos don’t always communicate effectively with each other when it comes to title issues, causing redundancy and adding to cost.This lack of internal communication about title appears to be counterintuitive. After the 2008 mortgage crisis, scores of regulatory changes and internal best-practices reviews were installed. Today, servicers are better-than-ever equipped to handle cross communications within default servicing due to single-point-of-contact assignments, LOS and servicing technology enhancements, and just plain old interdivision management oversight. Title is the one constant that potentially touches each department that has not been addressed and streamlined overall. Various title products ordered during the default servicing process may include the Deed Report, also known as Legal and Vesting (L&V); Property Report, often referred to as Ownership & Encumbrance (O&E); American Land Title Association (ALTA) Residential Junior Loan Policy; and the Full ALTA Title Policy.One department may order a similar type of title product that another department has already ordered, just because “that is the way it’s been done for a long time.” Simple title search work ordered for the foreclosure department could assist the bankruptcy or workout areas using the initial product ordered from one or many of the departments involved.Prior to the crisis, there was a movement to unify and/or reuse mortgage title-related products in aspects of the foreclosure and REO departments. The term used for the unification of these products was called “Cradle-to-Grave.” The concept was simple: a title commitment would be ordered at the initiation of foreclosure, supplanting the simple title update. During the long foreclosure process, the title commitment would be used to cure any and all defects prior to the foreclosure sale. At foreclosure sale, a simple and inexpensive date-down would be ordered to ensure lien priority prior to REO. If the loan moved into REO for handling post-foreclosure sale, then the foreclosure commitment could be converted to an insurable product, an Owner’s Title Policy (OTP). The marketable OTP could be procured very quickly and cheaply using the same title provider and product used throughout foreclosure.Although the concept was rudimentary and evolving prior to 2008, Cradle-to-Grave was adopted by many servicers, particularly special servicers who specialized in default servicing as they focused on reducing investor costs (severity) while looking for speed of execution (recency). Following 2008, however, the default servicing industry (and the entire mortgage servicing industry) had too much on its plate as delinquencies spiked across the country. Cradle-to-Grave and title unification took a back seat to HAMP I and II, HAFA, HARP, SPOC, consent orders, new CFPB regulations, national servicing standards, etc. The industry was in complete dislocation, with all hands on deck, grappling with a very new set of complex and sometimes conflicting servicing standards. Buzzwords like velocity, recency, and expense control were a thing of the past in the default world following the meltdown. The ship needed to get righted as focus turned toward much more pressing and immediate matters.Fast forward 10 years and mortgage servicing has found its footing. The time is right to look for title unification efficiencies within default servicing and to manage expenses throughout an expensive process. This unification of title products is low-hanging fruit. We now have better communication than ever within default servicing. The systems and personnel all “talk” to one another. Processes are no longer opaque. With a keen eye for efficiencies and cost savings, it is time to reexamine at how title products can be used throughout all default workflows, not just between the foreclosure and REO. Default title unification can be put into practice by using an experienced title provider who can help navigate across default-department boundaries by using and re-using similar title products throughout the life-of-loan within default servicing. Home / Daily Dose / Title Touches Everything: Streamlining Communications in Default Servicing  Print This Post The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days agocenter_img Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Tagged with: cradle-to-grave Default Servicing Foreclosure Title Insurance title unification Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Foreclosure, Headlines, Journal, News Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago cradle-to-grave Default Servicing Foreclosure Title Insurance title unification 2018-02-02 David Wharton Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days agolast_img read more

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ND Physics professor participates in Hubble project

first_imgPhysics Professor Peter Garnavich is part of the largest Hubble telescope project undertaken to date, allowing him to examine distant galaxies and far-away supernovae.The telescope allows astronomers to gather data about galaxy evolution and cosmology as it can discern light that has traveled for billions of years across the universe.“This is a huge project by NASA to get the maximum information possible since the Hubble was repaired last May,” Garnavich said.He said the telescope  repairs improved the infrared camera on the Hubble telescope, giving it a larger viewing field as well as better camera quality. This allows the camera to see much further than it previously could.The project will look at more than 250,000 distant galaxies.Garnavich said the project will maximize time on the telescope by looking at the sky above the ecliptic poles, ensuring neither the sun nor the earth interferes or blocks the sky during the allotted time.The application for time on the Hubble telescope is very competitive, Garnavich said.“Only one in every 10 proposals are accepted,” he said.The more orbits a proposal requires, the less likely it is to be accepted, he said. Any project requiring more than 100 orbits is much less likely to be accepted.Even though the group requested 902 orbits, its proposal was approved because the project is a part of the Multi Cycle Treasury program, spreading the project over multiple years.The length of the project is also significant because it will look at pictures from the same spot in the earth’s orbit from year to year and compare differences.The team will look for several significant changes, including supernovae and the accretion of mass into the black holes at the center of galaxies.“With this project, we will be looking at the most distant supernovae and galaxies ever seen,” Garnavich said.last_img read more

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Nine-star Belgium book Euro place, Dutch fight back to beat N. Ireland

first_imgLukaku scored twice as Belgium reached Euro 2020 by putting nine past San MarinoParis, France | AFP |  Belgium became the first team to qualify for the 2020 European Championship finals as Romelu Lukaku scored twice in a 9-0 thrashing of San Marino in Brussels on Thursday, while the Netherlands needed a late comeback to beat Northern Ireland.Lukaku took his record Belgium international tally past 50 goals as Roberto Martinez’s Group I leaders opened up an unassailable 11-point lead over third-placed Cyprus with three games remaining.The world-number-one ranked side booked their spot at next year’s tournament, which will be played at 12 venues across Europe, after seven straight qualifying wins.Russia appear set to take the second automatic slot from the group, after a 4-0 win over Scotland moved them eight points ahead of Cyprus.Belgium will be one of the favourites as they look to lift a first major international title when the Euros get underway on June 12.“In my eyes, nine countries have the talent to win the Euro,” said coach Martinez. “What will make the difference is how you face adversity. It’s necessary to sacrifice yourself for your teammates.”Their victory at the King Badouin Stadium matched their record winning margin of nine goals, having previously beaten Zambia and Gibraltar 9-0 in 1994 and 2017 respectively and hammered San Marino 10-1 in 2001.“Nine-nil is a good result but we would have loved to have scored one more and broken that all-time record,” said Inter Milan striker Lukaku.The first breakthrough arrived when Leicester midfielder Youri Tielemans fed Lukaku, who fired home his landmark goal in the 28th minute.The floodgates then opened, as Nacer Chadli slotted into the corner from the edge of the area three minutes later, and visiting defender Cristian Brolli scored a comical own goal 10 minutes before the interval.Lukaku wasted little time in making it 51 Belgium goals, before Toby Alderweireld and Tielemans made it six before half-time.Substitute Christian Benteke drilled in number seven with 11 minutes remaining, 18-year-old Yari Verschaeren scored his first international goal from the penalty spot, and Atalanta defender Timothy Castagne completed the rout in the 90th minute.– Dutch break Northern Irish hearts –Memphis Depay’s late brace rescued the Netherlands a 3-1 win over Northern Ireland which sent Ronald Koeman’s men top of Group C. The Oranje, bidding to reach a first major finals since finishing third at the 2014 World Cup, are level on points with both Germany and Northern Ireland, who have played a game more, but lead on head-to-head record.Michael O’Neill’s visitors were dreaming of a first-ever away win over the Dutch when substitute Josh Magennis headed them in front with a quarter-hour to play.But Depay levelled in the 80th minute, and Luuk de Jong bundled the ball home at the back post in the first minute of injury time to deny Northern Ireland a crucial point before Depay grabbed his second.“We are devastated with the nature of the defeat,” O’Neill told Sky Sports. “We have to win our two remaining games, they are very difficult, Netherlands home and Germany away.”Russia sent Scotland tumbling to a fourth straight qualifying defeat which leaves the Nations League playoffs next March as the Scots’ only possible route to Euro 2020.Artem Dzyuba’s excellent double and goals from Magomed Ozdoev and Aleksandr Golovin mean Russia will qualify with a draw in Cyprus on Sunday.– Croatia close on qualification –Croatia took control of Group E by beating Hungary 3-0 in Split, while Slovakia jumped into second despite being held to a 1-1 home draw by Wales.Luka Modric’s fifth-minute strike and two goals for Bruno Petkovic sent last year’s World Cup runners-up Croatia four points clear of third-placed Hungary.Slovakia fell behind in the first half when former lifeguard Kieffer Moore scored on his international competitive debut for Wales, but secured a draw thanks to Juraj Kucka’s brilliant 53rd-minute volley.Elsewhere, Robert Lewandowski netted a hat-trick, taking his tally this season to 18 goals for club and country, as Poland won 3-0 at Latvia to strengthen their position at the top of Group G.They sit three points clear of closest challengers Austria, who saw off Israel 3-1.Share on: WhatsApplast_img read more

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Kids Learn Tips On Rip Currents, Sharks

first_img“They’re a little scary, but if you know more about them, you can be respectful, not fearful,” said Williams, a post-doctoral coastal ecologist at Stevens Institute of Technology, Hoboken.In a shark encounter, do not splash because the shark could take it for prey, such as a seal, Williams said.Teresa Sperber, a member of the board of the Library Association, which does fundraising and programming for the library, said she arranged Williams’ talk because she was familiar with Sea Grant after two of her children – Paul, 12, and Cecilia, 8 – attended camp at Sea Grant this summer. “I thought it was very informative,” Sperber said. “I think the kids learned a lot in a fun style,” Sperber said. About 20 children and five adults attended.Williams conducts two other programs for the community, a for-adults version of the one presented at the library and another on dune management, also for adults. Williams can be reached through Sea Grant, 732-872-1300, or at [email protected] Story and photos by Joseph SapiaRUMSON – With swimmer Michael Phelps racking up gold medals for Team USA in the Summer Olympics, it may be interesting to know he is much slower than a common Jersey Shore visitor.Rip currents can move “two times as fast as an Olympic swimmer,” said Amy Williams, a coastal ecology extension agent for the Sandy Hook-based New Jersey Sea Grant Consortium.That was one of the facts presented in “Ocean Hazards: Sharks and Rip Currents,” a children-oriented talk Williams did at the Oceanic Free Library, here, on Wednesday, Aug. 10.A rip current is “a current of water that rips you away from the shore,” Williams said. When waves come in, the water has to go back out – the channeling of that outgoing water in one location is a rip current.Aside from avoiding panic and swimming parallel to the shore, try to get a lifeguard’s attention if swimming in a rip current, Williams said. “Rip currents take you out to sea, but they stay on the surface,” she said. “They don’t go out very far.”Mary Catherine O’Connor, 9, who lives in the borough, said she came away with new knowledge. “I learned sharks don’t mean to attack you and a lot about rip currents and how to be safe in them.” Her sister, Eleanor, 11, said she learned that to get out of a rip current: swim parallel to the shore to escape the narrow funneling of water.Margot O’Connor of Rumson holds her daughter, Claire, 6, while attending a talk at the Oceanic Free Library, Rumson. O’Connor is vice president of the library association.The children also learned that a swimmer is safer if using a flotation device, and panic is a main reason people get in trouble in rip currents.Williams talked about shark attacks.In 2015, for example, there were 96 reported shark attacks worldwide, with only six deaths from these, Williams said. Of the 300 to 400 species of sharks, only three – great white, bull and tiger – are known to attack humans, she said.last_img read more

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Middletown Breaks Ground on New Town Hall Complex

first_imgLast year the township unveiled plans for the new building. As part of their larger vision, officials will decide in the coming months whether to lease or sell two pad sites at the municipal complex. Those new revenues will “help offset the cost of this project,” Fiore said. MIDDLETOWN – Thetownship hopes to opena new 72,000-square-foottown hall in summer 2021,in partnership with a realestate company. “And what you will see from this municipal complex is a municipal complex that our world class police department will flourish with,” Fiore said. Brandywine president Eric C. Moore, a former college basketball player at the University of Pennsylvania in the 1990s, said he valued what “a good team can do.” Perry said the township had looked at renovating the current town hall, a project that would have cost between $25 million and $35 million. He said the building, now home to the municipal health department, is becoming a township-run animal shelter. Brandywine Acquisitions and Development, part of the Brandywine Companies headquartered in Pennsylvania, will pay to construct the building and charge the township around $3 million annually in rent through a 30-year lease. At the end of the lease term, the township will retake ownership of the land, now a parking lot next to the current town hall. “We don’t have the space to grow,” Perry said. “We don’t have a place where we can grow into. Every municipality is looking for new ways to save taxpayer dollars. Part of that is through shared-service agreements. And we need to ensure that we have the space to grow those shared-service agreements.” He was joined by local officials and others for the late afternoon event. With rain falling, Mayor Tony Perry said the new building would give township residents and municipal employees “a place that they can be proud of, a place that they can see their investment, a place where the leaders of the future will continue to build on the progress that we’ve made.” Perry said the town’s 13 female officers – the most of any police force in the county – do not have a dedicated changing room and instead have to use a private bathroom. He said the police locker room floods every time it rains. “At that time, the mayor preceding me and myself, our office consisted of a filing cabinet in the clerk’s office,” he said. By Philip Sean Curran “This has been a long day coming,” said former mayor and current Freeholder Gerry P. Scharfenberger. “A lot of meetings, a lot of presentations.” Township officials have said most government functions will be housed under one roof once the building opens. That will eliminate the need for residents to go to more than one place to conduct their business. Township administrator Anthony P. Mercantante said the current town hall was built in 1960, at a time when the community’s population was 39,000 people and the police department had 28 officers. Fast forward to the present: Middletown has grown to 68,000 people and 126 officers. “Because right now, if you want to get a passport from the clerk, you want to pay your dog license and you want to apply for a permit in town, you’ve got to go to three different buildings,” Perry said in an interview after the ceremony. During construction, municipal employees in town hall will continue to work there. The building eventually will be demolished and the land turned into a parking lot. Last week’s ceremony brought back past town officials, like former Mayor Frank Self, who led the community in the early 1980s. “This is a really unique deal,” Deputy Mayor Anthony P. Fiore said at the ceremony in the municipal complex on Kings Highway. “This is a deal that, in a public-private partnership, is what I believe the first of its kind.” At a groundbreaking ceremony June 20 for the new town hall, the township said it was also breaking new ground by having a public-private partnership for the building. Overall, the project will cost $56 million, the township has said. “It’s been such a pleasureto work with the town toget this deal done,” he said.“We’re really partners withthe town.”last_img read more

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Rockets blast off on Kootenay Wildcats, pound home side in weekend series

first_imgHome ice advantage could not stop the offensive surge of the Thompson-Okanagan Rockets.Thompson-Okanagan flexed its offensive muscles to dump the Kootenay Wildcats in a pair of B.C. Female Midget AAA League action Saturday and Sunday in Nelson.The Rockets opened the two-game set by blasting Kootenay 9-0 at the Civic Centre Arena.
Sunday, the Wildcats held the Rockets to a handful of goals, but could only score once in a 5-1 setback.The only bright spot on the one-sided weekend was a third period goal by Shea Weighill of Nakusp.The goal snapped a five-period goal-less streak for the Cats.The loss drops the Wildcats to 2-6 on the season. Kootenay sits fourth in the five-team league, six points behind league leading Fraser Valley Phantom.The Rockets are second at 4-1-1, one point behind the Phantom.Vancouver Fusion is third.Prince George Cougars are winless in six games.The Cats are idle until the November 12 when the team travels to Pitt Meadows to face the league leading Phantom in the first game of a two-game [email protected]last_img read more

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U14 Selects pitch shutout en route to Kootenay Zone Playdown title

first_imgIt’s an age-old adage that defence wins championships.The Nelson Selects are well onto their way for a great performance at the B.C. Soccer Provincial B Cup in Kelowna after pitching a shutout in four games en route to the Kootenay Zone U14 Girl’s Playdown title Sunday in Creston.Nelson defeated Creston, Kootenay South (KSYSA), Cranbrook (KEYSA), and Columbia Valley (CV) and finished with a perfect record of 4-0 and a big goosegg in the goals allowed category.”We’re very proud of the team’s performance at the 2012 playdowns,” said coaches Paul Burkart and Pat Perkins.”The squad controlled play during most of their games, and rock solid defending by defensive backs Kyra Burkart, Maya Mierau, Merissa Dawson, Kali Horner and Emma Gregorich with keeper Haley Cooke earned an impressive tournament shutout.” The Reps opened with a narrow 1-0 decision over Kootenay South on a cold, rainy Saturday morning.Brownwyn Sutherland scored the only goal of the game by converting a rebound from the Kootenay South keeper. Nelson then got the offence in gear Saturday afternoon against the hot Creston side, scoring an easy 8-0 win.Darian Voisard opened up the scoring with less than two minutes played, followed by two goals from Naomi Perkins and a single from Lakpa Dietz to make the tally 4 – 0 at the half. VVoisard was unstoppable in the second half adding three more goals while Camille Gebhart added a single. Sunday morning the Nelson Selects faced the squad from Cranbrook and controlled play for most of the game.Despite many quality scoring opportunities, Nelson was unable to convert until Camille Gebhart opened up the scoring with an impressive strike from outside the penalty area.Gebhart added a single in the second half. In the final game of the tourney, Voisard, Dietz, Emily Graeme and Merissa Dawson, on a successful penalty kick, scored to give Nelson a 4 – 0 win over Columbia Valley.The Selects now advance to the Provincial B Cup July 5-8 in the Central Okanagan City.last_img read more

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BACK IN THE SADDLE

first_imgBACK IN THE SADDLE–Jockey Flavien Prat gets his first win since being seriously injured Sept. 17, as he guided Belvoir Bay to an emphatic 7 ¼ length win in Sunday’s $75,000 Blue Norther Stakes at Santa Anita. A French native, Prat, 23, returned to riding on Saturday following multiple spinal fractures and a collapsed lung.last_img

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FINN HARPS V SHAMROCK ROVERS – PICTURE SPECIAL

first_imgRichard Brush makes a save during Finn Harps clash with Shamrock Rovers at Finn Park tonight. Pic by North-West Newspix.LEAGUE OF IRELAND: Finn Harps have suffered their second successive defeat in just three days, but there was plenty of positives on show tonight for Ollie Horgan’s side. Harps battled well and matched a Shamrock Rovers side tipped to challenge for the Premier Division title all the way tonight.A contentious penalty decided it in the end, but that was sore on Harps who deserved at least a point.Our man Joe Boland was pitch side and above a re selection of images from tonight’s battle at Finn Park.FINN HARPS V SHAMROCK ROVERS – PICTURE SPECIAL was last modified: March 14th, 2016 by Mark ForkerShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:finn harpsnewsShamrock Rovers FCsoccerSportlast_img read more

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